In a medium bowl or mason jar, stir together rolled oats, freshly grated carrots, and chia seeds if using. Slowly pour in milk, mixing gently until well incorporated.

Cover with a lid or plastic wrap and place in the refrigerator for at least 6 hours or overnight.

In a separate bowl, blend cream cheese, Greek yogurt, honey, and spices until smooth.

Once the oats have chilled, spoon the creamy topping over the oats and add a sprinkle of chopped walnuts and additional grated carrots.

Mix in extra milk if a thinner consistency is desired, and adjust sweetness or spices to taste.

Enjoy cold or warm up in the microwave before serving.